How does it work?

An Expat mortgage works similarly to a regular mortgage. But the eligibility criteria and checks of some mortgage lenders may be very strict because of the risk associated with expat lending.

Advice from some specialist mortgage broker expat is a must if you decide to apply for an expat mortgage. This will boost all approval chances and assist you to ensure you get hold of the best possible rate of interest. A mortgage broker in Ireland will also help you with the required paperwork.

Platinum Financial has a great relationship with lenders who lend regularly to Irish people based abroad.

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Why apply now?

Once you return to Ireland, to apply for an expat mortgage you will require full-time permanent employment of at least 12 months.

In Ireland, many auctioneers will never accept any offer bid on a property until there is the approval of evidence of mortgage approval.

Obtaining an expat mortgage is frustrating when you stay abroad or return home. But with Platinum Financial the entire process will become simple because of their professional and experienced mortgage broker expat.

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Securing an expat mortgage in Ireland

Are you an expat? But are you a legal resident of Ireland? Then you are free to purchase a property in the country. Get help from a mortgage broker in Ireland.

You can apply for an expat mortgage in Ireland with the help of Platinum Financial. But remember that individual banks will have their terms.

Depending on the policy of the bank and your records you will be offered or rejected an expat mortgage. Usually obtaining a buy-to-let mortgage is more challenging than getting hold of a product that is appropriate to buy a home for living in.

Expat Mortgage

Benefits of using a mortgage broker

A mortgage broker expat will assist his client to manage fees concerning his desire to get an expat mortgage or contact a new lender. Such fees are for application, appraisal, and origination.

The mortgage broker in Ireland will save his client’s time and energy as he will have good information related to lenders, terms of repayment apart from administrative or other fees that can be identified in the contracts.

Mortgage brokers are well aware of lenders and lenders also trust them. It will make the entire process of expat mortgage hassle-free as some lenders like to work only with the clients. A mortgage broker of Platinum Financial can get good rates from the lenders as they provide clientele for them.

Expat Mortgage

Why choose platinum mortgages?

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.

Poor credit experts

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.
We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.
We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.
As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.
We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.
Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

24/7 mortgage applications

Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

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The Platinum portal:
your mortgage, your way

Stay up to date on the progress of your mortgage application via your own portal.

Securely upload and submit your documents
Instant access to your personal, 5 star rated mortgage broker
Track the progress of your application anytime, anywhere
Access on a PC, tablet or smart phone
Expat Mortgage

Let’s discuss required Mortgate options

Speak to a Platinum Mortgage team member now

About Platinum Mortgages

Our motto is ‘straight-talking advice’ and we live by that. No jargon, no fuss, no stress. We’re passionate about getting you the perfect mortgage with the best rates, no matter if you are; buying your first home, remortgaging, moving home, purchasing a second property, or you have a history of bad credit. Our job is to help you buy your dream home.

Get in touch

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9:30 am - 5:30 pm

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME

If your mortgage is ever on a variable rate:
WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

If your mortgage is ever on a fixed rate:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOANEARLY.

If your mortgage is on an interest only term:
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.

If your mortgage is an equity release mortgage and is being used for debt consolidation purposes:
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.

©️ 2022 Platinum Mortgages. All rights reserved.

David Devine t/a Platinum Mortgages and Platinum Financial Planning is regulated by The Central Bank of Ireland. Reg. No. C118945 Finance House, Florence Road, Bray, Co. Wicklow