What is a debt consolidation mortgage?

A debt consolidation mortgage acts like a single loan. It allows you to borrow the required money against your owned property. You can repay debts like credit or store cards and unsecured loans.

When considering this mortgage of debt consolidation Ireland you can be either a present residential mortgage client who wants to borrow more. If you have a residential mortgage somewhere else, you can re-mortgage to Platinum Financial and borrow as much as you need.

A debt consolidation mortgage will aid you in reducing your monthly expenses. It comes with a lower rate of interest than unsecured finance. Through debt consolidation, you can budget very effectively.

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What are the benefits of debt consolidation?

Debt consolidation comes with many benefits such as quicker and more streamlined payoffs, lower payments of interests, and so on. Read along to know more.

It will streamline finances
It will expedite the payoff
Debt consolidation Ireland will reduce the rate of interest
It will lower monthly payment
It will improve credit score

Debt consolidation will be a wise decision for your financial profile under the perfect circumstances. So consult Platinum Financial to know more.

Debt Consolidation

Why choose platinum mortgages?

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.

Poor credit experts

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.
We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.
We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.
As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.
We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.
Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

24/7 mortgage applications

Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

The-Platinum

The Platinum portal:
your mortgage, your way

Stay up to date on the progress of your mortgage application via your own portal.

Securely upload and submit your documents
Instant access to your personal, 5 star rated mortgage broker
Track the progress of your application anytime, anywhere
Access on a PC, tablet or smart phone
Debt Consolidation

Let’s discuss required Mortgate options

Speak to a Platinum Mortgage team member now

About Platinum Mortgages

Our motto is ‘straight-talking advice’ and we live by that. No jargon, no fuss, no stress. We’re passionate about getting you the perfect mortgage with the best rates, no matter if you are; buying your first home, remortgaging, moving home, purchasing a second property, or you have a history of bad credit. Our job is to help you buy your dream home.

Get in touch

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WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME

If your mortgage is ever on a variable rate:
WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

If your mortgage is ever on a fixed rate:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOANEARLY.

If your mortgage is on an interest only term:
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.

If your mortgage is an equity release mortgage and is being used for debt consolidation purposes:
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.

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David Devine t/a Platinum Mortgages and Platinum Financial Planning is regulated by The Central Bank of Ireland. Reg. No. C118945 Finance House, Florence Road, Bray, Co. Wicklow