Considering a buy to let property?

Whether you’re just starting or expanding your property investment portfolio the key to a successful buy-to-let purchase is to plan your finances and choose the right property.

We’re here to help you plan and guide you through the entire process.

considering-a-buy-to-let-property
What does a permanent tsb Buy-to-Let mortgage offer?
Better rates for borrowers with lower Loan to Value (LTV) ratios.
A maximum LTV of 70% will apply.
Our minimum available term is 5 years up to a maximum of 25 years.
The minimum loan amount you can borrow is €40,000.
Principal & Interest repayments only.

For Non Resident Buy-to-Let Customers, lending levels are subject to monthly rental income from the property being a minimum of 1.2 times the stressed principle and interest Mortgage repayment, however this may vary depending on individual circumstances.

Better rates for borrowers with lower Loan to Value (LTV) ratio.

The interest rate on an existing permanent tsb loan may vary from the rates quoted on this page. APRC stands for Annual Percentage Rate of Charge. LTV stands for Loan to Value. The quoted APRC is a typical APRC based on the assumed loan of €100,000 over a 20 year term.

buy-to-let-page

How do i get started?

You’ve lots of options!

If you’d like to speak to our mortgage team you can contact your local hub or by calling 0818 365 345

Another option is to fill in our quick apply form and then one of our team will follow up with you.

Or, you can always drop into your Hub or get in touch with your financial advisor.

To get organised, why not download our Mortgage Application Form (pdf, 108 KB)? It includes a handy checklist that takes you through all the documents you’ll need.

If you’re self-employed, your checklist is slightly different, and this is the file (pdf, 45KB) you should work off.

Additional Information on switching is available at the Competition and Consumer Protection Commissions Website for additional support.

Why choose platinum mortgages?

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.

Poor credit experts

No matter your circumstances, our in-house credit specialists can help everyone get a mortgage, even if you have a history of adverse credit.
We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with an Agreement in Principle, if you are looking to buy a new property.
We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.
As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it’s time to review it, we will be here to help.
We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.
Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

24/7 mortgage applications

Apply for a mortgage at any time of the day through our 24/7 MortgageApplication portal.

The-Platinum

The Platinum portal:
your mortgage, your way

Stay up to date on the progress of your mortgage application via your own portal.

Securely upload and submit your documents
Instant access to your personal, 5 star rated mortgage broker
Track the progress of your application anytime, anywhere
Access on a PC, tablet or smart phone
Buy to Let

Let’s discuss required Mortgate options

Speak to a Platinum Mortgage team member now

About Platinum Mortgages

Our motto is ‘straight-talking advice’ and we live by that. No jargon, no fuss, no stress. We’re passionate about getting you the perfect mortgage with the best rates, no matter if you are; buying your first home, remortgaging, moving home, purchasing a second property, or you have a history of bad credit. Our job is to help you buy your dream home.

Get in touch

Mon- Fri :
9:30 am - 5:30 pm

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME

If your mortgage is ever on a variable rate:
WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

If your mortgage is ever on a fixed rate:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOANEARLY.

If your mortgage is on an interest only term:
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.

If your mortgage is an equity release mortgage and is being used for debt consolidation purposes:
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.

©️ 2022 Platinum Mortgages. All rights reserved.

David Devine t/a Platinum Mortgages and Platinum Financial Planning is regulated by The Central Bank of Ireland. Reg. No. C118945 Finance House, Florence Road, Bray, Co. Wicklow